What is Group Personal Accident Insurance?

Personal Accident insurance is designed to provide compensation for players and officials following injury whilst playing, training and travelling to and from organised club activities. The club does not need to have been negligent for a successful claim to be made.

Benefits of such cover include quick settlement for injured players and officials which, in turn, helps discourage no win/no fee courses of action and also illustrates that the club has taken extra measures to protect its players/officials. The policy can provide a range of weekly payments, and lump sum benefits for Accidental Death, Permanent Total Disablement, loss of limbs, eyes, sight and hearing.

Example: A club player breaks his leg during a league match and as a result is signed off work for 6 weeks. By providing personal accident cover the player claimed for a weekly benefit whilst off work.